About the Author

The person behind BankingKnowledge.ai, and why you can trust what you read here.

Sreeyush Sudhakaran

Solution Architect, Banking Technology · Dubai, United Arab Emirates

Founder and author of BankingKnowledge.ai, with more than 14 years of experience in information technology in the banking domain.

Background

Sreeyush Sudhakaran is a Solution Architect with over 14 years of experience in information technology within the banking domain. He currently works at a leading bank in Dubai, United Arab Emirates, where his day-to-day work involves designing technology solutions for banking needs.

Working close to how banks actually run has shown him a recurring gap: the concepts that shape everyday money decisions, from how a payment moves between banks to how a loan is priced, are rarely explained plainly. Most explanations are either too shallow to be useful or written in jargon that only insiders follow.

Why BankingKnowledge.ai

He started BankingKnowledge.ai as a pure knowledge-sharing project. The goal is simple: explain banking clearly and accurately, using real-world examples, so that students, professionals switching into finance, and everyday customers can understand the system they use.

What he writes about

  • Retail banking
  • Corporate banking
  • Private banking
  • Credit cards
  • Loans and lending
  • Bank account opening and KYC
  • UPI, NEFT, RTGS and IMPS
  • Banking FAQs

How to read his work

Content here is written in a personal capacity. It reflects the author’s own understanding and does not represent his employer or any bank. It is educational and is not financial advice. Please read the Disclaimer, and see how content is researched and checked in our Editorial Policy.

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