Disclaimer

1General Disclaimer

The information contained on BankingKnowledge.ai is provided for general educational and informational purposes only. While we strive to keep information accurate and current, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics on the website for any purpose.

Any reliance you place on such information is therefore strictly at your own risk. BankingKnowledge.ai, its owners, authors, and contributors shall not be held liable for any loss or damage arising from the use of, or reliance upon, the content of this website.

2Not Financial Advice

Nothing on BankingKnowledge.ai should be construed as:

• Financial advice or a recommendation to buy, sell, or hold any financial product
• Investment advice or a solicitation to invest in any asset or instrument
• Legal advice or legal opinion on any matter
• Tax advice or tax planning guidance
• An endorsement of any specific bank, financial product, or financial institution
• A guarantee of any return, rate, or financial outcome

Interest rates, fees, regulatory thresholds (such as DICGC deposit insurance limits, RBI guidelines, EMI calculations), and product terms mentioned on this website are illustrative and subject to change without notice. Always verify current details directly with your bank or the relevant regulatory authority.

3Accuracy of Information

The banking, finance, and payments landscape in India and globally changes frequently. While our team of banking professionals works diligently to keep content current and accurate:

• RBI guidelines, interest rates, and banking regulations are subject to change
• Product features, fees, and eligibility criteria vary between banks and change over time
• Exchange rates and financial data fluctuate constantly
• NPCI payment system rules and limits may be updated

We do not warrant that the website is free from errors or omissions. We reserve the right to update, correct, or remove any information at any time without notice. We recommend verifying critical information with the relevant bank, RBI, or financial regulator before making any financial decision.

4IBAN Validation Tool & API

The IBAN (International Bank Account Number) validation tool and API provided by BankingKnowledge.ai:

• Validates IBAN format and structure only, including MOD-97 check digit verification
• Does not confirm that an account actually exists at the identified bank
• Does not verify that the account is active, in good standing, or capable of receiving funds
• Does not guarantee that a payment to the validated IBAN will succeed
• May not reflect the very latest changes to IBAN format standards for any country

5External Links

BankingKnowledge.ai may contain links to external websites operated by third parties including banks, regulatory authorities, and financial news sources. These links are provided for reference and convenience only. We have no control over the content of those sites and accept no responsibility for:

• The accuracy, completeness, or currency of external content
• The availability of external websites
• The privacy practices of external websites
• Any products, services, or content offered by external sites

Inclusion of a link does not imply endorsement of the linked website or its operators.

6No Liability

To the fullest extent permitted by law, BankingKnowledge.ai, its owners, contributors, and partners expressly disclaim all liability for:

• Any financial loss, whether direct, indirect, or consequential, arising from use of the Platform
• Any loss or damage resulting from reliance on information, content, or tools on this Platform
• Any interruption, suspension, or termination of the Platform or its services
• Any unauthorised access to or use of our servers and/or any personal information stored therein
• Any errors or omissions in the content, howsoever caused
• Any viruses or other malicious code that may infect your equipment through use of this Platform

7Seek Professional Advice

Before making any significant financial decision, we strongly encourage you to seek advice from qualified professionals: